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Grants for Nonprofits : Homeless / Housing


A compilation of web pages of potential interest to nonprofit organizations seeking funding opportunities related to the homeless and housing issues.

Web Sites

Foreclosure Prevention

Many Michiganders are struggling to retain their homes during the current recession. Although not grants as such, here is a collection of some online resources for both homeowners and tenants trying to deal with the ramifications of a possible home foreclosure.

Attorney General Bill Schuette offers an online brochure called Avoiding Foreclosure : A Guide for Michigan Homeowners.

Homeownership Preservation Foundation
Offers a free counseling service to help homeowners avoid foreclosure. HPF is an independent nonprofit that provides HUD-approved counselors dedicated to helping homeowners.

Hope Now, a national coalition of mortgage industry groups and government-approved counselors, formed in 2007 to prevent foreclosures. Its 26 mortgage loan servicers cover nearly two-thirds of the industry. If you prefer, you can call the Hope Now Hotline at 888-995-4673. Since July 2007, almost 10,000 Michigan homeowners have received counseling.

Making Home Affordable program

The U.S. Department of Housing and Urban Development (HUD) offers a Foreclosure and How to Avoid It

The Federal Trade Commission offers a Facing Foreclosure web page.

Visit Fannie Mae's Know Your Options web page.

Visit Freddie Mac's Avoiding Foreclosure web page.

How can I get help paying my rent?

HUD.gov: Rental Assistance
Includes state index to find affordable rentals, special needs housing, help with your utility bills, and more; contacts; info about rights and responsibilities.

2-1-1 Call Center
2-1-1 is an easy to remember telephone number that connects people to their local United Way, who may be able to offer referrals to community assistance providers.

90 Federal Programs To Provide Affordable Housing
The Department of Housing and Urban Development (HUD) and the U.S. Department of Agriculture (USDA) provide grants to low-income property owners and eligible mortgagors to provide cooperative housing for persons of low to moderate-income. EducationMoney.com repackages information from the Catalog of Federal Domestic Assistance in an interesting manner.
(Last checked 05/12/17)

City of Detroit
Planning and Development Department
Housing Services
The mission of the Housing Services Section is to identify and promote housing activities that eliminate blight and public safety hazards to improve the quality of life in neighborhoods. Housing Services offers rehabilitation for vacant and owner-occupied units. The City of Detroit receives Community Development Block Grant (CDBG) and MSHDA HOME funds from the federal government and uses them to support a wide range of housing and community development programs targeted at low and moderate income residents. Programs include:
(1)Senior Citizen Emergency Home Repair (up to $5000)
(2) Neighborhood Opportunity Fund (NOF) Minor Home Repair (up to $10,000)
(3) Home Buyer Programs
(4) Rental Program
(Last checked 05/12/17)

City of Lansing
Development Office
Homeowner Assistance Programs
(Last checked 05/12/17)

City Rescue Mission of Lansing
Since 1911, the City Rescue Mission has provided food, shelter, and clothing to Lansing's needy individuals.
(Last checked 05/12/17)

DisabilityInfo.gov Housing Assistance Web Page
Accessible, affordable housing is essential for people with disabilities to live independently in their communities. This section of Disability.gov has information about housing rights, tax credits, making a home accessible, and supportive housing services that can help people with disabilities live independent, self-directed lives.
(Last checked 05/12/17)

East Lansing/MSU
Employee Home Ownership Program (HOAP)
A new partnership between the city and Michigan State University. Down payment assistance loans of $5000 are available for employees of the City of East Lansing or Michigan State University to purchase a home in one of four targeted East Lansing neighborhoods : Centeral (Chesterfield Hills, Triangle), Bailey (including Avondale Square, Red Cedar, and Southwest Marble), Also included are portions of Glencairn and Brookfield. Interested prospective home buyers should contact the Hometown Housing Partnership at (517) 332-HOME or their human resources department to learn more.

Enterprise Community Partners
Enterprise helps build affordable housing for low-income Americans by providing financing and expertise to community and housing developers. Every 80 minutes, someone moves into a house we helped create. Enterprise Community Partners is a national nonprofit that provides loans, grants and information resources.
(Last checked 05/12/17)

Enterprise Green Communities Grants and Loans
Enterprise offers a comprehensive array of funding options for interested developers, including:
(1) Enterprise offers Planning and Construction and Charrette grants to help cover the costs of planning and implementing green components of affordable housing developments, as well as tracking their costs and benefits.
(2)Early Predevelopment, Predevelopment, Acquisition, and Construction Loans to support the development of affordable rental and homeownership housing that adheres to Green Communities Criteria.
(3) Competitively priced Low-Income Housing Tax Credit (LIHTC) equity to nonprofit and for-profit developers for new construction and/or rehabilitation of affordable rental housing that generally adheres to the Green Communities Criteria.
(Last checked 05/12/17)

Federal Rent Assistance
Describes assistance programs sponsored by the U.S. Department of Housing and Urban Development.
(Last checked 05/12/17)

FederalGrantsWire Homeowner Grants and Loans
18 grant and loan listings from the Catalog of Federal Domestic Assistance.
(Last checked 05/12/17)

FreddieMac Foundation
Will continue to support programs that focus on the important work of preventing child abuse and neglect and finding permanent homes for children in foster care. In the future, we will expand our historical support of children and their families during the early stages of a child's life to include children from birth to 18 years of age. In addition to supporting youth as they transition to adulthood, a special emphasis will be placed on programs that help young people aging out of foster care obtain stable housing and successfully move to independence.
(Last checked 05/12/17)

Good Neighbors Next Door Sales Program (CFDA 14.198)
Note: try searching by cfda program Number and enter 14.198
This program strengthens America's communities by providing homeownership opportunities to law enforcement officers in HUD- designated revitalization areas, and to improve the quality of life in these neighborhoods by their presence. Law enforcement officers may purchase HUD-owned single unit properties located in designated revitalization areas at a 50 percent discount off list price. Officers must agree to occupy homes as their sole residence for a period of 3 years. The officer must also agree to execute a second mortgage and note in the name of the Department for an amount equal to the 50 percent discount. This zero interest note will gradually decrease over the 3-year mandatory residence period until it reaches zero. Should the officer leave the home before the 1st anniversary of occupancy, 90 percent of the discounted amount will be due to HUD. Departure before the 2nd anniversary of occupancy will require a 60 percent repayment, and departure before the 3rd anniversary of occupancy will require a 30 percent repayment of the discounted amount. Officers must certify initially, and once annually, for each year of the occupancy term, that he/she continues to own and live in the home as a sole residence, and that no other residential real estate is owned. Contact your local office of the U.S. Department of Housing and Urban Development.
(Last checked 05/12/17)

Grand Rapids Housing Commission
Located in Grand Rapids, Michigan, the Grand Rapids Housing Commission is the local public housing agency charged with developing and implementing programs that provide affordable, safe, quality housing to eligible low-income residents.
(Last checked 05/12/17)

Grants.gov : Current Federal Funding Opportunities for Housing
Lists some of the most recently announced housing grants from the federal government.
(Last checked 05/12/17)

Greater Lansing Housing Coalition
The mission of the Greater Lansing Housing Coalition (GLHC), a private non-profit 501 (iii) community development corporation, is to provide affordable housing to people of modest means and help revitalize neighborhoods. Since 1995 GLHC has acquired, rehabilitated and sold more than 90 single-family homes; acquired, restored and rented 211 apartments; and assisted 165 families in purchasing their first home. Each product is high quality, affordable and available to people of modest means.
(Last checked 05/12/17)

Habitat for Humanity Michigan
Habitat for Humanity of Michigan (HFHM) is a statewide nonprofit organization that provides support to the 84 Michigan affiiates of Habitat for Humanity International through training, consulting, and fundraising. Local Habitat affiliates build homes in partnership with the future homeowner and community members in their area. Financial support comes from businesses, churches, organizations, individuals, and non-governmental grants. HFHM helps supplement affiliates through statewide fund raising efforts. Houses are sold at no profit and no interest charged. Monthly mortgage payments are put into a revolving fund to finance additional houses.
(Last checked 05/12/17)

Home and Building Association Foundation of Greater Grand Rapids
The HBA Foundation has been committed since 1989 to awarding annual grants to established community service programs involved in special needs housing. To date the HBA Foundation has given out over $167,000 in assistance to these community programs. Over and above the annual grants, the following are some of the projects the Foundation has supported:
(1) Ronald McDonald House
(2) Hope Community's 24 units of housing and a service center as transitional housing for women and children
(3) KIDSFIRST (emergency shelter for children)
(4) Grand Rapids Reach, Inc. at Messiah Missionary Baptist Church
(5) Home Repair Services of Kent County, for Community Repair Day
(6) Habitat for Humanity
(7) Michigan Technical Education Center
(8) Volunteers in Service
(9) Christian Homes, a ministry of Hope Network West Michigan
(10) Mercy Respite Center of Arbor Circle
(11) Westown Jubilee Housing, Inc.
(12) Thresholds, Inc.
The Foundation supports both established and new community service programs whose mission and purpose fall within the Foundation's mission. The Grants and Community Projects Committee reviews all requests. Their recommendations for funding are then brought to the Foundation Board of Directors for approval. Deadlines for grant proposals are March 7 and October 31. Grant applications are available by calling the Foundation office at (616) 281-2021, ext. 231.

Home Depot Foundation: Community Impact Grants Program
Provides support to nonprofit organizations and public service agencies in the U.S. that are using the power of volunteers to improve the physical health of their communities. Proposals for the following community improvement activities will be considered: repairs, refurbishments, and modifications to low-income or transitional housing or community facilities (schools, community centers, senior centers, etc.); weatherizing or increasing energy efficiency of low-income or transitional housing or community facilities; and engaging volunteers to help veterans in their community through service projects focusing on the renovation, repair, and improvement of homes and other properties. Grants of up to $5,000 are made in the form of The Home Depot gift cards for the purchase of tools, materials, or services. Requests will be accepted on a rolling basis through December 31, 2017. Visit the Foundationís website to submit an online application.
(Last checked 05/12/17)

Home Repair Services of Kent County
This non-profit offers a variety of services to low-income homeowners of Kent County.
(Last checked 05/12/17)

Homebuyer Funds
Provides a complimentary Funds Finder Tool which supposedly indexes thousands of housing assistance programs offered by the government, non-profit agencies & private organizations. The search tool requires one to designate the state, county, and city. These range from free grants to 0% interest loans for purchases and repairs.
(Last checked 05/12/17)

Homeless Grants Available through the State of Michigan, try the Michigan Electronic Grants Administration and Management System Portal (EGrAMS).

Homeless Information : Michigan
Provides a compilation of resources such as help lines, emergency rental assistance, help with utility bills, avoiding disclosure. Courtesy of the U.S. Department of Housing and Urban Development.
(Last checked 05/12/17)

Homeless Referral for Grand Rapids
A directory compiled by insiders John and Becky Wirt-Verzi of assistance services in downtown Grand Rapids.
(Last checked 05/12/17)

Homelessness in the United States
Our portal contains a complete directory of all emergency shelters in the US, organized by state, with contact information (phone, web and address) as well as all of the services they offer plus a curated compilation of national and online resources for those affected by homelessness looking for help. We also put together an overall study on homelessness in the US today.
(Last checked 05/12/17)

Housing Grants Available through the State of Michigan, try the Michigan Electronic Grants Administration and Management System Portal (EGrAMS).

Housing Grants Available from the U.S. Government
Posted in the Catalog of Federal Domestic Assistance (CFDA)
Try searching by keyword with the word housing.
(Last checked 05/12/17)

Housing Grants/Programs Available from the U.S. Government
Posted on Grants.gov
Some of the most current grant opportunities posted by the federal government. Select housing as funding activity category.
(Last checked 05/12/17)

Housing Opportunities for Persons with AIDS (CFDA 14.241)
Note: Try searching by cfda number and enter 14.241
This program provides States and localities with the resources and incentives to devise long-term comprehensive strategies for meeting the housing needs of persons with AIDS or related diseases and their families.
(Last checked 05/12/17)

HUD Home Improvements Assistance
Gives a step-by-step approach to funding home improvements and provides links to community-based assistance programs.
(Last checked 05/12/17)

HUD 203(k) Loan Program
You want to buy a house that needs repairs -- a "fixer-upper." Unfortunately, you cannot borrow the money to buy the house, because the bank won't make the loan until the repairs are done, and the repairs cannot be done until the house has been purchased. Can you say "Catch-22?" Don't give up. The Department of Housing and Urban Development (HUD) has a loan program that might just get you that house. HUD's 203(k) program can help you with this quagmire and allow you to purchase or refinance a property plus include in the loan the cost of making the repairs and improvements. The FHA insured 203(k) loan is provided through approved mortgage lenders nationwide. It is available to persons wanting to occupy the home. The downpayment requirement for an owner-occupant (or a nonprofit organization or government agency) is approximately 3 percent of the acquisition and repair costs of the property.
(Last checked 05/12/17)

HUD Section 811 Supportive Housing for Persons with Disabilities (CFDA 14.181)
Note: Try searching by cfda number and enter 14.181
HUD provides funding to nonprofit organizations to develop rental housing with the availability of supportive services for very low-income adults with disabilities, and provides rent subsidies for the projects to help make them affordable. Want More Information? Program instructions are in HUD Handbooks, Notices and Forms which can be found on HUDclips. Prospective applicants should contact the local HUD Multifamily Hub or Program Center with jurisdiction for the property.
(Last checked 05/12/17)

Human Development Commission (Caro, MI)
Provides housing rehabilitation services to bring houses up to MSHDA housing quality standards, including repair/replacement of furnaces, roofs, and other items. Applicants must be a resident of Huron, Sanilac, or Tuscola counties.
In conjunction with local lenders, low interest (1 to 10 percent) loans up to $15,000 are available to bring homes up to MSHDA standards, including furnaces, insulation, painting, siding, roofing, and other repairs/renovations. Applicants must be purchasing or already own their home and be able to show that it is at least 20 years old and have a household income under $43,575.
Also provides home weatherization assistance.
(Last checked 05/12/17)

Lansing Community College Offering Housing Grants
Lansing Community College has announced a home ownership program designed to help employees live closer to the college's downtown campus. $5000 grants will be available for use as down payments for homes. Any full- or part-time employee with more than three years service is eligible. For every year of residence, $1000 of the loan will be forgiven. In addition, the city of Lansing offers $150,000 worth of funding each year to firefighters, police officers, and clerical staff who move into city homes. The Board of Power and Light, Sparrow Hospital, and Ingham Regional Medical Center also provide home ownership assistance. Source: Lansing State Journal, September 13, 2000, p. 1B.

Lansing's Old Town Commercial Association
Telephone: 485-4283
Offers grants of up to $3500 to property owners and businesses to improve or maintain building facades. Grants must be matched by applicant, and the structures must be within the association's boundaries. Applications will be reviewed by the Association's Design Committee. Source : Lansing State Journal, January 28, 2005, p.8D.
(Last checked 05/12/17)

Living Cities : National Community Development Initiative
Focuses funding efforts in major metropolitan areas such as Detroit.
(Last checked 05/12/17)

Making Home Affordable
A clearinghouse for people to find counseling, details of the government's home refinancing plans, a payment reduction estimator, and information to find out if you are eligible.
(Last checked 05/12/17)

McGregor Fund
Social Services Grants
In keeping with its mission, the McGregor Fund emphasizes support for activities in southeastern Michigan addressing emergency needs for housing, food, clothing and other direct aid. In addition, support may be provided for activities that address the root causes of poverty, homelessness and hunger, and help individuals and families achieve personal and financial stability and other life-changing outcomes.
(Last checked 05/12/17)

Michigan Capital Fund for Housing Non-Profit Housing Corporation
Mailing address: 530 W. Iona St., Ste. F, Lansing, MI 48933-1062
This operating foundation provides funding for quality, affordable housing for the poor and underprivileged, the promotion of efforts to facilitate self-sufficiency and upward mobility of very-low and low-income households, and the preservation of social welfare through efforts to facilitate the construction and development of housing for very low-, low- and moderate-income households in a manner directed to eliminate prejudice and discrimination, lessen neighborhood tensions, and combat the deterioration of communities throughout MI. According to FC Search, the funding database by the Foundation Center, this operating foundation does not accept applications nor respond to requests by individuals. For more information, visit Guidestar.
(Last checked 05/12/17)

Michigan Coalition Against Homelessness
A nonprofit association of emergency shelters, transitional housing programs, government agencies, housing and service programs, and concerned citizens from across the State. The Coalition's mission is to decrease the incidence of homelessness, improve the quality of services provided to people who are homeless; to effect systemic change to alleviate the root causes of homelessness, and increase communication among Michigan homeless assistance providers.
(Last checked 05/12/17)

Michigan Helping Hand
This site helps Michigan citizens facing economic hardship find the services they need. Simply click on one of the five tabs below for links to information about jobs and training, unemployment benefits, health care, family support and housing. Then click on the particular link that describes the help you're seeking.
(Last checked 05/12/17)

Michigan Home Ownership Assistance Programs
Last revised Jan. 1, 2005. Includes information about programs in Detroit, Eastpointe, Grand Rapids, Jackson, Lincoln Park, Midland, Warren, Westland, and Wyandotte.
(Last checked 05/12/17)

Michigan Home Ownership Coalition
This organization is a "collaboration and innovation to assist individuals with disabilities and their families to become homeowners". This Michigan Home Ownership Coalition offers the HomeChoice Mortgage and down payment assistance through the Michigan State Housing Development Authority (MSHDA). This mortgage product is for a person with a disability or a family with a member with a disability who lives with them and provides them the opportunity to become a homeowner. The HomeChoice Mortgage is a single-family mortgage loan developed to meet the mortgage underwriting needs of low- and moderate-income people and offered through Fannie Mae.
(Last checked 05/12/17)

Michigan Property Improvement Program
The Property Improvement Program (PIP) Section of the Michigan State Housing Development Authority (MSHDA) was established to provide decent, sound, safe, and sanitary housing for eligible residents of the State of Michigan. To that end, PIP is authorized to provide funds for the repair, improvement, and rehabilitation of existing housing under the following programs:
(1) Residential Properties with 1 to 11 Units: Individuals may apply directly to a participating lender (bank, savings and loan, etc.) located in their community or to a participating local unit of government or nonprofit organization (the "Community Agent"). After preliminary local approval, the loan package is sent to MSHDA for final approval and commitment. PIP loans are available in most areas of the state.
(2) Replacement Housing Program (RHP): The Replacement Housing Program (RHP) allows eligible homeowners to replace substandard housing with new units (generally manufactured. RHP is available only through participating Community Agents.
(Last checked 05/12/17)

Michigan State Housing Development Authority
(Last checked 05/12/17)

Michigan State Housing Development Authority
Home Improvement Loan Program
You may qualify for a Home Improvement Loan if:
(1) You are buying your home or own it free and clear. You must also occupy the house that will be improved or one of the units if the property has two to four apartments.
(2) Your gross annual household income from all adult household members is under $74,750,700 (or $60,500 in certain cities).
(3) You have reasonable credit and the ability to repay the loan.
(Last checked 05/12/17)

Michigan State Housing Development Authority
Homeless Program Funding
Contains links to:
(1) Critical Needs grants are utilized to provide funding for the one-time, critical and immediate need of shelter or transitional housing . . .
(2) Agencies serving homeless popuations may apply for Homeless Facilities Grants...
(Last checked 05/12/17)

Mortgage Insurance - Manufactured Home Loan Insurance Program (CFDA 14.162)
Note: Click on Search by Program Number and enter 14.162
This program makes possible reasonable financing for the purchase of a manufactured home and a lot on which to place the home. Contact your local office of the U.S. Department of Housing and Urban Development. Look on the left-hand side of the page to search for your local field office.
(Last checked 05/12/17)

National Coalition for the Homeless
Check out the Directories link for access to the 2001 Directory of National, Statewide and Local Homeless Advocacy Coalitions; Directory of National Homeless and Housing Organizations; Directory of International Homeless and Housing Organizations; Directory of Local Homeless Service Organizations; and Directory of State Contacts for the Education of Homeless Children and Youth.
(Last checked 05/12/17)

Opportunity Resource Fund
People have the right to affordable housing, good jobs, vibrant communities and the ability to start their own businesses. For many people and communities, access to the resources that support these rights may be blocked by institutional barriers such as:
(1) Race or class
(2) Cost of borrowing
(3) Exclusive traditional credit standards
(4) Financial institutions may no longer even be present
The Opportunity Resource Fund seeks to assist people in leading healthy, productive lives, no matter their race or financial situation. Help us help others by investing in safe, affordable housing, community development and entrepreneurship. Let's improve the economy one project at a time.
(Last checked 05/12/17)

Rebuilding Together
A non-profit organization theat repairs homes owned by low income senior citizens and/or low income disabled persons. Locally volunteers have helped repair 251 homes and assisted senior and disabled homeowners to live in safety, warmth and dignity. Sponsors Christmas in April, an annual volunteer workday. For more information about the program in Ingham County, call (517) 244-1118.
(Last checked 05/12/17)

Rural Housing Preservation Grants Program (CFDA 10.433)
Note: try searching by cfda number and enter 10.433 This program helps very low- and low-income rural residents individual homeowners, rental property owners (single/multi-unit) or by providing the consumer cooperative housing projects (co-ops) the necessary assistance to repair or rehabilitate their dwellings. These objectives will be accomplished through the establishment of repair/rehabilitation, projects run by eligible applicants. This program is intended to make use of and leverage any other available housing programs which provide resources to very low and low-income rural residents to bring their dwellings up to development standards. Contact your local office of the U.S. Department of Agriculture Rural Housing Service.
(Last checked 05/12/17)

U.S. Department of Housing and Urban Development
Office of Community Planning and Development
Affordable Housing
(Last checked 05/12/17)

U.S. Department of Housing and Urban Development
Office of Community Planning and Development
Homeless Assistance
Homelessness is a problem that affects many people in America. If you are homeless yourself and need help or if you want to learn more about homelessness and how you can help, we have information for you. You can also find detailed information on HUD's homeless assistance programs on this web page.
(Last checked 05/12/17)

Very Low Income Housing Loans Program (CFDA 10.410)
Note: try searching by cfda number and enter 10.410
This program helps very low, low-income, and moderate-income households to obtain modest, decent, safe, and sanitary housing for use as a permanent residence in rural areas. Direct and guaranteed loans may be used to buy, build, or improve the applicant's permanent residence. New manufactured homes may be financed when they are on a permanent site, purchased from an approved dealer or contractor, and meet certain other requirements. Under very limited circumstances, homes may be re-financed with direct loans. Dwellings financed must be modest, decent, safe, and sanitary. The value of a home financed with a direct loan may not exceed the area limit. Direct loans are made at the interest rate specified in RD Instruction 440.1, Exhibit B (available in any Rural Development local office), and are repaid over 33 years or 38 years for applicants whose adjusted annual income does not exceed 60 percent of the area median income, if necessary to show repayment ability. Payment assistance is granted on direct loans to reduce the installment to an effective interest rate as low as one percent, depending on adjusted family income. Payment assistance is subject to recapture by the government when the customer no longer resides in the dwelling. There is no funding provided for deferred mortgage authority or loans for deferred mortgage assumptions. Guaranteed loans may be made to refinance either existing RHS Guaranteed Housing loans or RHS Section 502 Direct Housing loans. Guaranteed loans are amortized over 30 years. The interest rate is negotiated with the lender. Contact your local office of the U.S. Department of Agriculture Rural Housing Service.
(Last checked 05/12/17)

Veterans Administration
Homeless Veterans Housing Support Services
(Last checked 05/12/17)


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